More information about our financial planning services...

Doesn’t a financial advisor just invest my money for me?

The role of your financial advisor is much more than simply investing. Financial advice can help you:

• Set and achieve your financial goals.
• Guarantee that your personal financial situation is in order.
• Review any government assistance that you are entitled to.
• Feel in control of your finances.
• Avoid expensive mistakes.
• Attain the advice and guidance independent third-party to help you make informed life decisions.
• Protect your assets for you and your family.

We make certain that you are educated about your strategy and help you to understand why your strategy is in place, in simple terms.

Educated, intelligent advice can add greater value to your financial position than investment performance alone.  That is why it’s crucial to select the right adviser for you. The dozzi difference is that we provide high quality, transparent, and unbiased financial advice. Read on for a description of what this means, and why it is important for you.

Why an independent financial planner can deliver the best value

If a financial planner cannot claim to be independent, then they are likely backed by large banks and other institutions. This means that they are incentivised to recommend investments and the products of their backing institution, for example by commissions and other kinds of incentive payments. Consequently, the products and investments that non-independent financial planners offer are inherently biased and skewed to benefit themselves, and are not necessarily the best possible options for their clients. In short, non-independent advisors give advice to benefit themselves, rather than their individual clients.

In contrast, independent financial planners such as dozzi do not have any of these underlying ties to large institutions, and so are not compromised by any incentives to recommend specific products. Our independence means that in contrast to other advisors, we are 100% focused on recommending investments and financial products that are specifically suited to you.

dozzi’s range of financial planning services

We specialise in a broad range of financial planning services, which we broadly summarise below. For more detailed descriptions of each of our different offerings, check out What We Do.

• Investment management: dozzi advisors have extensive experience in professional asset management, and will develop detailed strategies to meet your specified investment goals.
• Tax planning: Our team of experts will help you to optimise your taxes, both over the short and long term.
• Cash flow advice: Our sophisticated real-time software and processes can ensure that you maintain a positive cash flow, protect you against shortfalls, and keep your cash flow within an optimal range.
• Debt management: We strive to minimise interest costs and manage your debt portfolio in order to provide you with the best possible tax deductions.
• Superannuation and Self-Managed Super Finds (SMSF) – As an independent financial planner, dozzi provides unbiased superannuation advice that is best tailored to your needs and preferences. We have extensive experience with a broad range of superannuation assets, and can provide you with high quality advice and recommendations about the various options available.
• Retirement planning: As with your working life, your retirement calls for specific financial planning that is tailored for your individual needs. We work with you closely to make certain that all of your needs are met and your retirement goals are accounted for.
• Wealth accumulation: Our skilled financial planners provide sound advice and formulate personalised wealth accumulation strategies that put you on track to achieve financial security and wellbeing.
• Insurance: We also specialise in financial insurance to safeguard your assets and ensure that you can weather the unexpected. Because we are independent, we don’t earn commission on specific insurance products, and therefore do not pass these costs on to our clients.

Tailored service and attention to detail

 We understand that you have unique circumstances, interests and goals, and that these specifics can change and grow over time. Our objective is to find out what these are, in order to formulate highly tailored financial plans that address your specific needs and fulfil your goals. Moreover, we carefully monitor and develop these over time to as your life and needs evolve.

Financial Advice with transparency and integrity

 We are honest and transparent about how we charge our clients. We operate via ongoing, fixed service fees, and charge nothing up front. This is to assure you of our commitment to growing your wealth over the long-term. Moreover, our flat fees mean that you won’t be charged more for investing more or receiving greater returns.

We also strive to carefully explain how and why we are implementing a particular strategy, to ensure that this is clear and comprehensible for you and to keep you informed about your finances over time.

Certifications in Financial Planning

All our financial planners have tertiary qualifications and are heavily committed to the industry. dozzi financial planners have also all obtained, or are in the process of obtaining, their Certified Financial Planner (CFP) designation – the highest possible financial planning qualification worldwide. This guarantees our rigorous compliance with industry standards and is symbolic of our high degree of professionalism.

We also keep our fingers on the pulse of the latest industry developments, are constantly looking for opportunities to expand our knowledge, tools and processes in ways that will benefit our clients.

The commitment of dozzi’s financial advisers

While all of our financial advisers must have excellent qualifications and expertise, we also carefully select our team based on their interpersonal skills, their attention to detail, and their commitment to client satisfaction. Our advisers endeavour to understand the intricacies of our clients’ circumstances and goals, so that we can provide the best possible advice and the highest levels of client satisfaction.

Based in Brisbane, Servicing Australia Wide

Our head office is in inner city Brisbane, though we serve clients Australia wide. You are welcome to visit our Brisbane offices in Newstead or Middle Park, or we can come to visit you at your preferred location.

Moreover, we believe that geography is not a barrier to obtaining great financial advice, and we serve clients across Australia. We often interact with our clients via online and phone meetings, to ensure that we operate at your convenience.